How We Invest
Alta Pete Venture Capital provides structured credit designed to generate consistent income with equity upside.
We lead with downside protection—and earn equity through performance.
Typical Investment Profile
- Investment Size: $1M – $10M
- Stage: Revenue-generating ($1M–$10M annual revenue)
- Structure:
- Asset-backed lending
- Revenue-based financing
- Duration: 12–36 months
- Return Profile: 12–18% target yield + equity participation
Key Characteristics
- Asset-backed structures secured by inventory, receivables, equipment, or comparable collateral
- Repayment supported through operating cash flow or revenue-linked structures
- Underwritten with a primary focus on capital preservation and downside protection
- Select transactions may include contingent equity or performance-linked participation
Investment Criteria
- Minimum 6 months of demonstrated revenue and operating history
- Sustainable and transparent unit economics
- Management teams with operational expertise and business clarity
- Clearly defined use of proceeds aligned with growth, liquidity, or balance sheet needs
Our Underwriting Approach
We begin with a single question:
How does this capital get repaid?
From there, our underwriting process is built around three core principles:
- Cash flow-based underwriting rather than forward-looking projections
- Structure aligned to asset coverage, collateral position, and repayment mechanics
- Clear and identifiable repayment pathways supported by operating performance
Every transaction is evaluated through a credit-first lens with an emphasis on capital preservation, downside protection, and repayment certainty.
What We Avoid
- Pre-revenue or concept-stage companies
- Businesses without a minimum operating history (generally 6+ months of revenue)
- Unsustainable or non-transparent unit economics
- Management teams lacking relevant operational experience
- Non-specific or speculative uses of capital
- Structures without a clearly identifiable repayment pathway